Review Of Arkansas Log Home Insurance Coverage References. Arkansas homeowners insurance helps protect your house and personal property from damages. The average cost of homeowners insurance in arkansas is $2,142 per year for $250,000 in dwelling coverage, 63% higher than the national average of $1,312.

Homeowners insurance in arkansas costs an average of $1,543 a year — or about the cost of 514 gallons of milk.if you needed that much milk, that is. Dwelling coverage is the part of your home insurance that pays to repair or rebuild your home after a covered loss. Arkansas is ranked 10th in the nation in terms of mobile homes, with nearly 13% of its residents living in some sort of manufactured home.